Retirement Budget Planner 2026 — Excel Template

📊 RETIREMENT BUDGET PLANNER 2026 — Australia & Canada

The complete monthly budget tracking spreadsheet designed specifically for retirees and households in Australia and Canada.

✅ WHAT'S INCLUDED — 3 Worksheets

🇦🇺 Sheet 1 — Australia (AUD) Age Pension, Superannuation, Medicare, PHI, PBS medications, Opal Card, Council rates and more.

🇨🇦 Sheet 2 — Canada (CAD) OAS, CPP, RRSP/RRIF, TFSA, OHIP, heating, property tax, snow removal and more.

📊 Sheet 3 — Annual Comparison Side-by-side annual summary Australia vs Canada — automatically calculated.

✅ KEY FEATURES

• 12-month tracking — January to December
• 6 expense categories: Housing, Food, Health, Transport, Leisure & Travel, Savings
• Auto-calculates monthly balance & annual savings rate
• 498 pre-built formulas — zero accounting skills needed
• Pre-filled with realistic 2025 reference values — fully editable
• 100% offline — your financial data stays completely private

✅ WHO IS IT FOR?

• Retired couples and singles in Australia & Canada
• Pre-retirees (55-64) planning their retirement budget
• Households managing pension income
• Expats comparing cost of living in both countries
• Financial advisors working with retiree clients

💻 COMPATIBILITY

• Microsoft Excel 2016, 2019, 2021, 365 (Windows & Mac)
• LibreOffice Calc (free)
• Google Sheets (import)

📦 WHAT YOU RECEIVE

• 1 Excel file (.xlsx) — instant download after purchase
• 3 worksheets in one workbook
• 498 verified, error-free formulas
• No subscription · No cloud · No recurring fees

❓ FAQ

Q: Do I need Excel skills? A: Not at all — just fill in the blue cells.

Q: Can I use it for a single person? A: Yes — simply zero out the second income row.

Q: What if I live outside Sydney or Toronto? A: All values are editable — update the blue cells to match your city.

⚡ Instant delivery after purchase 🔒 100% secure — personal use license 💰 One-time payment — yours forever